Ready to buy? 

Contact me for FASTER, EASIER, AND CHEAPER MORTGAGES hand-picked from over 100 lenders. I bring ROCK-SOLID PRE-APPROVALS to the table.

I am South Florida’s leading mortgage broker with over a decade of experience in the mortgage industry as a processor, originator, and broker. I'm knowledgeable, trustworthy, and dependable with education and integrity as my core values. With a Bachelor’s in Psychology and an MBA in Global Business, I can connect with my clients and provide world-class customer service. 

The Urbina team has been in the real estate services business in the Miami, Plantation, Coral Springs, North Miami Beach, and Pembroke Pines real estate markets for many successful years and will be here for many more. This longevity and confidence comes from my real estate services to a great many buyers and sellers, and their recommendations to others that result in repeat and referral business that keeps me productive and successful.

As a full-service Miami, Plantation, Coral Springs, North Miami Beach, and Pembroke Pines real estate professional, I work with buyers, sellers, and investors in real estate transactions spanning all price ranges and property types.

Residential Single Family – My residential single-family services connect buyers with sellers every day, and I do it with professionalism and total dedication to my clients. This property type is the majority of my market transactions, but by far not the only one in which I have expertise.

Condominiums – While condominiums are residential, they’re a very different market focus, and I am an expert in evaluating condos and helping buyers and sellers to cope with the special financing and homeowner concerns for this property type.

Multi–family – Investors are great clients for me. Multi–family properties are a very unique market. The detailed return on investment and valuation calculations investors need to evaluate properties for rental are second nature to me.

Commercial – Whether it’s a shopping mall, a small office building, or a restaurant space, I'm your commercial property specialist. Contact me for your commercial property needs in the Miami, Plantation, Coral Springs, North Miami Beach, and Pembroke Pines real estate markets.

Vacant Land – Land is a very special property class. It’s relatively easy to show a gourmet cook a wonderful commercial kitchen in a home and see their eyes light up. It’s more of a challenge to help a buyer or seller to realize the potential in a piece of land. I'm the best at it in the Miami, Plantation, Coral Springs, North Miami Beach, and Pembroke Pines real estate markets.

Call me at 954-367-9316 or email me to start a discussion of your needs. Or, fill out this quick form and tell me about your property interests and an overview of your needs. 

Dear Home Buyer:

Here is our Exclusive Home buyers Program!  We have the following Incentives for home buyers-Call your Home Expert for a FREE Buyer's Consultation!

Set an appointment with the K1 Team via email: Buyyourhome123now@gmail.com or call us directly at 954-367-9316

Our Exclusive Offer to You

1.    Gift Certificate of $1000 toward your closing costs

2.    Closing Cost Assistance: up to 3.5 % of Purchase Price. 

3.    Best Interest Rates in the Market.

4.    Credit Restoration (No COST to you.  Our Goal is to get you the financing programs and your dream home)

Looking to buy a home in Miami-Dade, Broward, or Palm Beach County Florida? We have FORECLOSURES, off-market properties, coming soon properties, and ready-to-buy properties.

For more information call the Team hotline- your home experts at 954-367-9316

Find your home today! Search for homes in Miami-Dade, Broward, & Palm Beach County.  You have FULL access to all properties through our multiple listing service in the South Florida Tri-County real estate markets at: www.Findyourhome123now.com

STOP RIGHT HERE TO LISTEN TO AN INFORMATIVE WEBINAR FOR HOME BUYERS:  Save 1000 dollars in 12 minutes on your next home purchase.  Learn the best practices when buying a home, negotiate the best interest rates, and negotiate-buying tips.  Learn from the experts and save $$$$$$-Call Today one of your home experts for a FREE consultation-see webinar: https://vimeo.com/245085482

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